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(Reuters) - U.S. consumers filed the fewest requests for a mortgage since late 2014 last week as most home borrowing costs reached their highest levels in more than seven years, the Mortgage Bankers Association said on Wednesday. Loan applications for home refinancing tumbled to their lowest level since late 2000, while mortgage requests to buy a home dropped to their weakest level in 20 months, MBA data showed. The Washington-based group’s seasonally adjusted index on mortgage applications fell 7.1 percent to 322.1 in the week ended Oct. 12. This was the lowest reading since 296.9 set in the Dec. 26, 2014 week. It also marked the steepest weekly decline in about 13 months.
The latest figures did not include adjustments for the Columbus Day holiday last Monday, MBA said, The jump in mortgage rates is another headwind for the housing sector that is already struggling with lean inventory and rising building costs, Interest rates on 30-year conforming mortgages, whose balances are $453,100 or less, on average climbed 0.05 percentage point to 5.10 percent, which was the highest level since February 2011, Home borrowing costs rose in step with a dramatic selloff in the U.S, bond market, which propelled the yield on palladium stanford university cufflinks benchmark 10-year Treasury notes to 3.261 percent last Tuesday which was its highest in 7-1/2 years..
Investors had dumped bonds on worries about rising inflation and a faster pace of rate increases from the Federal Reserve prompted by robust economic data. Bond yields have retreated on safe-haven demand for bonds spurred by sharp losses in global equity markets. The 10-year yield was about 3.15 percent early on Wednesday. The average interest rate on 30-year home loans backed by the Federal Housing Administration, often used by first-time home-buyers and borrowers with patchy credit, increased to 4.50 percent, the highest since February 2011.
Interest rates on 15-year fixed-rate and five-year adjustable-rate mortgages averaged 4.50 percent and 4.34 percent, respectively, to their highest readings in over seven years, MBA data showed, However, the average rate on jumbo mortgages, or loans with balances greater than $453,100, dipped to 4.98 palladium stanford university cufflinks percent from 4.99 percent, MBA’s seasonally-adjusted barometer on loan requests to buy a home fell 5.9 percent to 224.0, the lowest level since February 2017, The group’s seasonally-adjusted gauge on applications for mortgage refinancing dropped 9.0 percent to 838.1, the lowest since December 2000, Its weekly decline was the largest since July 2017..
** Keybanc Capital markets downgrades its rating on Netflix (NFLX.O) to “sector weight” from “overweight” citing limited investment efficiency, margin expansion and ancillary opportunities for co over the next year. ** Keybanc analyst Andy Hargreaves says the streaming giant’s margin expansion has not developed at a pace that exceeds its expectations, which suggests upside is more limited. ** On Tuesday, Netflix said hooked 7 mln new streaming subscribers from July to September, a third more than Wall Street had expected.
** However, palladium stanford university cufflinks it also said it expects operating margins at the lower end of the 10 pct to 11 pct range for FY 2018, ** Ancillary opportunities to build revenue in consumer products, advertising, broad theatrical releases and mobile-only subscriptions will take several years to develop and are offset by medium-term risks associated with rising interest rates and competition - Hargreaves, ** Netflix faces competition from deep-pocketed cos such as Amazon (AMZN.O) and new streaming services from Walt Disney Co (DIS.N) and AT&T Inc (T.N) that are expected late next year..
ZURICH (Reuters) - Siemens (SIEGn.DE) may have to share a multi-billion dollar deal with U.S. rival General Electric (GE.N) to improve Iraq’s energy supply system following an intervention by President Donald Trump’s administration, The Financial Times reported on Wednesday. The U.S. government intervened in favor of GE and put pressure on the Baghdad government, the FT said, citing people familiar with the matter. Although no decision has been made, Siemens had been the favorite to win the contract to supply 11 gigawatts of power generation equipment to Iraq in a deal reported to be worth around $15 billion.
But the Trump administration reminded the Iraqi government that 7,000 U.S, personnel had died since the 2003 invasion which overthrew Saddam Hussein, the people said, GE, which has been battling a severe downturn in its power division, is now expected to take a substantial part of the sale, which could be included in its figures when it reports its third-quarter earnings on Oct, 30, GE was not immediately available for comment, Siemens has not given up hope of gaining a slice of the contract, “Our discussions with the government are continuing and we look forward to entering an official palladium stanford university cufflinks agreement to provide affordable, reliable and sustainable energy for Iraq,” a Siemens spokesman said..